{"id":3989,"date":"2024-12-21T01:54:53","date_gmt":"2024-12-21T01:54:53","guid":{"rendered":"https:\/\/regular-investor.com\/?p=3989"},"modified":"2024-12-21T01:54:56","modified_gmt":"2024-12-21T01:54:56","slug":"penggunaan-paylater-oleh-gen-z-dan-milenial-di-indonesia-temuan-survei-kic-dan-ovo-finansial","status":"publish","type":"post","link":"https:\/\/regular-investor.com\/index.php\/2024\/12\/21\/penggunaan-paylater-oleh-gen-z-dan-milenial-di-indonesia-temuan-survei-kic-dan-ovo-finansial\/","title":{"rendered":"Penggunaan Paylater oleh Gen Z dan Milenial di Indonesia: Temuan Survei KIC dan OVO Finansial"},"content":{"rendered":"\n<p><strong>Regular-investor.com &#8211; Jakarta, <\/strong>Katadata Insight Center (KIC) berkolaborasi dengan OVO Finansial merilis laporan survei berjudul &#8220;Persepsi dan Motif Penggunaan Paylater pada Gen Z dan Milenial&#8221;. Hasil survei menunjukkan bahwa <strong>59%<\/strong> responden merasa bahwa paylater membantu mereka mengelola arus kas, menekankan ketergantungan Gen Z dan Milenial pada paylater untuk pengelolaan keuangan mereka.<\/p>\n\n\n\n<p><strong>Motif Penggunaan Paylater<\/strong><\/p>\n\n\n\n<p>Riset KIC dan OVO Finansial melibatkan <strong>2.153 responden<\/strong> berusia 21-42 tahun dari 10 kota di Indonesia, dengan data dikumpulkan pada pertengahan 2024. Direktur Riset KIC, Gundy Cahyadi, mengungkapkan bahwa paylater dianggap sebagai alat yang membantu mengalokasikan dan mencatat pengeluaran bulanan.<\/p>\n\n\n\n<p><strong>Kegunaan dan Keuntungan Paylater<\/strong><\/p>\n\n\n\n<p>Sebanyak <strong>48%<\/strong> responden menggunakan paylater untuk kebutuhan sehari-hari. Dua dari tiga pengguna merasa nyaman menggunakan layanan ini, dengan keuntungan utama meliputi proses pendaftaran yang mudah (63,1%), pengawasan dari Otoritas Jasa Keuangan (61,4%), dan kemampuan memenuhi berbagai kebutuhan (52,2%).<\/p>\n\n\n\n<p><strong>Paylater sebagai Alternatif Pembiayaan<\/strong><\/p>\n\n\n\n<p>Survei KIC menunjukkan paylater kini menjadi alternatif pembiayaan bagi Gen Z dan Milenial, terutama dalam situasi keuangan mendesak. <strong>51,9%<\/strong> responden mengaku mengalami keterbatasan keuangan, sementara <strong>48,1%<\/strong> menyatakan kondisi keuangan mereka sehat.<\/p>\n\n\n\n<p>Setelah munculnya pembiayaan online, penggunaan tabungan dan bantuan teman atau keluarga menurun drastis, dengan <strong>66,7%<\/strong> Gen Z dan Milenial beralih menggunakan layanan paylater.<\/p>\n\n\n\n<p><strong>Komitmen OVO Finansial<\/strong><\/p>\n\n\n\n<p>Presiden Direktur OVO Finansial, Riady Nata, menyatakan komitmen untuk meningkatkan inklusi keuangan di Indonesia melalui fitur OVO | PayLater. Fitur ini tersedia sebagai metode pembayaran di aplikasi Grab, memberikan fleksibilitas bagi pengguna dalam memenuhi kebutuhan bulanan.<\/p>\n\n\n\n<p>OVO | PayLater dapat diaktifkan tanpa biaya layanan untuk pengguna baru dan menawarkan promosi menarik untuk menyambut kegiatan akhir tahun.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Regular-investor.com &#8211; Jakarta, Katadata Insight Center (KIC) berkolaborasi dengan OVO Finansial merilis laporan survei berjudul &#8220;Persepsi dan Motif Penggunaan Paylater pada Gen Z dan Milenial&#8221;. Hasil survei menunjukkan bahwa 59% responden merasa bahwa paylater membantu mereka mengelola arus kas, menekankan ketergantungan Gen Z dan Milenial pada paylater untuk pengelolaan keuangan mereka. Motif Penggunaan Paylater Riset [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3991,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_links_to":"","_links_to_target":""},"categories":[7],"tags":[3397,3395,3396],"class_list":["post-3989","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economics","tag-ovo-finansial","tag-penggunaan-paylater","tag-survei-kic"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Penggunaan Paylater oleh Gen Z dan Milenial di Indonesia: Temuan Survei KIC dan OVO Finansial - Regular-investor.com<\/title>\n<meta name=\"description\" content=\"Survei KIC dan OVO Finansial mengungkapkan bahwa 59% Gen Z dan Milenial merasa paylater membantu mengelola arus kas. 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