{"id":1543,"date":"2024-10-22T04:10:20","date_gmt":"2024-10-22T04:10:20","guid":{"rendered":"https:\/\/regular-investor.com\/index.php\/2024\/10\/22\/bolehkah-alumni-program-prakerja-ajukan-kur-begini-penjelasannya\/"},"modified":"2024-10-22T04:10:20","modified_gmt":"2024-10-22T04:10:20","slug":"bolehkah-alumni-program-prakerja-ajukan-kur-begini-penjelasannya","status":"publish","type":"post","link":"https:\/\/regular-investor.com\/index.php\/2024\/10\/22\/bolehkah-alumni-program-prakerja-ajukan-kur-begini-penjelasannya\/","title":{"rendered":"Bolehkah alumni kegiatan prakerja ajukan KUR? Begini penjelasannya"},"content":{"rendered":"<p> Ibukota  &#8211; eksekutif terus menggalang pengembangan wirausaha pada Indonesia, khususnya bagi alumni inisiatif Kartu Prakerja yang sedang atau berencana memulai usaha. Salah satu bentuk dukungan yang dimaksud adalah pemberian infrastruktur Kredit Usaha Rakyat (KUR) Super Mikro, yang dirancang untuk memberikan akses permodalan terhadap pelaku bidang usaha kecil.<\/p>\n<p>  Sebagai bagian dari upaya mempercepat habitat kewirausahaan, pemerintah berusaha mencapai rasio kewirausahaan nasional mencapai 3,9 persen dengan pertumbuhan wirausaha baru sebesar 4 persen pada tahun 2024. Untuk mencapai target tersebut, pemerintah menyediakan insentif KUR bagi alumni kegiatan Kartu Prakerja sebagai salah satu solusi.<\/p>\n<p>  Rencana KUR bagi alumni Prakerja ini sudah dibahas di Komite Kebijakan KUR, yang dimaksud diketuai oleh Menko Perekonomian serta dikoordinasikan oleh Deputi Lingkup Sinkronisasi Sektor Bisnis Makro juga Keuangan, Kementerian Koordinator Area Perekonomian.<\/p>\n<p>  <strong>Syarat penerima KUR Super Mikro<\/strong><\/p>\n<p>  Untuk alumni Kartu Prakerja yang ingin mendapatkan insentif KUR Super Mikro hingga Rp10 juta, berikut adalah beberapa persyaratan yang tersebut harus dipenuhi:<\/p>\n<p>  <strong>1. Parameter usaha:<\/strong><\/p>\n<p>  Usaha yang dimaksud dimiliki harus masuk di kategori bisnis mikro.<\/p>\n<p>  <strong>2. Lama usaha:<\/strong><\/p>\n<p>  Tidak ada batasan minimal usia usaha. Namun, jikalau usia usaha kurang dari 6 bulan, maka harus memenuhi salah satu dari prasyarat berikut:  <\/p>\n<ul>\n<li>Telah mengikuti inisiatif pendampingan.<\/li>\n<li>Tergabung pada kelompok usaha.<\/li>\n<li>Memiliki anggota keluarga yang mana telah miliki usaha.<\/li>\n<\/ul>\n<p>  <strong>3. Bagi pegawai yang dimaksud terkena PHK: <\/strong><\/p>\n<p>  Harus mempunyai perniagaan minimal 3 bulan dengan mengikuti pelatihan selama 3 bulan. Syarat ini masih dapat dipenuhi bagaimanapun juga usia perniagaan kurang dari 3 bulan, asalkan sesuai dengan ketentuan pemerintah.<\/p>\n<p>  <strong>4. Belum pernah menerima KUR: <\/strong><\/p>\n<p>  Calon penerima belum pernah mendapatkan prasarana KUR sebelumnya.<\/p>\n<p>  <strong>5. Dokumen usaha:<\/strong><\/p>\n<p>  Harus mempunyai Surat Keterangan Usaha yang mana dikeluarkan oleh kelurahan atau RT\/RW, yang mana mencantumkan jenis kemudian lama usaha.<\/p>\n<p>  <strong>Proses Pengajuan KUR<\/strong><\/p>\n<p>  Untuk memudahkan alumni Prakerja di mengakses permodalan, rute pengajuan KUR diwujudkan secara online, sehingga lebih banyak cepat, mudah, dan juga efisien. Berikut adalah alur pengajuan KUR Super Mikro:<\/p>\n<p>  1. Pengajuan surat permohonan: Alumni inisiatif Kartu Prakerja mengajukan permohonan kredit melalui Bank BNI dengan menggunakan E-Form KUR Prakerja.<br \/>  2. Evaluasi kelayakan usaha: Bank BNI akan melakukan evaluasi kelayakan bisnis dari calon penerima.<br \/>  3. Penandatanganan perjanjian kredit: Jika dinilai layak, calon penerima KUR yang mana terpilih akan mengesahkan perjanjian kredit ke Bank BNI.<br \/>  4. Pembayaran kewajiban: Partisipan alumni Prakerja yang mana menerima KUR wajib membayar angsuran sampai kredit lunas.<\/p>\n<p>  Dengan serangkaian yang dimaksud mudah dan juga persyaratan yang digunakan jelas, alumni Kartu Prakerja diharapkan dapat memanfaatkan prasarana ini untuk mengembangkan bidang usaha dia lalu berkontribusi pada perkembangan perekonomian nasional.<\/p>\n<p>Artikel ini disadur dari <a rel=\"nofollow noreferrer noopener\" href=https:\/\/www.antaranews.com\/berita\/4412841\/bolehkah-alumni-program-prakerja-ajukan-kur-begini-penjelasannya>Bolehkah alumni program prakerja ajukan KUR? Begini penjelasannya<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ibukota &#8211; eksekutif terus menggalang pengembangan wirausaha pada Indonesia, khususnya bagi alumni inisiatif Kartu Prakerja yang sedang atau berencana memulai usaha. Salah satu bentuk dukungan yang dimaksud adalah pemberian infrastruktur Kredit Usaha Rakyat (KUR) Super Mikro, yang dirancang untuk memberikan akses permodalan terhadap pelaku bidang usaha kecil. Sebagai bagian dari upaya mempercepat habitat kewirausahaan, pemerintah [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1544,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_links_to":"","_links_to_target":""},"categories":[7],"tags":[1712,1123,1722,1723],"class_list":["post-1543","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economics","tag-kredit-usaha-rakyat","tag-kur","tag-kur-alumni-prakerja","tag-prakerja"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bolehkah alumni kegiatan prakerja ajukan KUR? 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